Finance Wizard

HTTP 402

Payment Required

API Error Reference — RFC 9457 Problem Details

Overview

A billing or payment operation could not be completed. This error is returned when communication with the payment provider fails or your account is not in a valid billing state.

Type URI

https://financewizard.com/problems/billing-error

Clients can use this URI as a stable, machine-readable identifier to programmatically detect and handle this error type without parsing detail.

Common Causes

  • No active subscription or Stripe customer record found for your account.
  • The requested billing plan or operation is unavailable.
  • A Stripe API error occurred while processing the request.

Resolution

Check your subscription status in billing settings. If the problem persists, contact support.

Example Response

402Content-Type: application/problem+json
{
  "type": "https://financewizard.com/problems/billing-error",
  "status": 402,
  "title": "Payment Required",
  "detail": "No billing account found. Please subscribe to a plan.",
  "instance": "/users/billing"
}
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