Finance Wizard

HTTP 402

Credits Depleted

API Error Reference — RFC 9457 Problem Details

Overview

Your account has run out of AI credits. All AI-powered features require credits to operate. This error is returned when a request is made but no credits remain in your balance.

Type URI

https://financewizard.com/problems/credits-depleted

Clients can use this URI as a stable, machine-readable identifier to programmatically detect and handle this error type without parsing detail.

Common Causes

  • Your prepaid credit balance has reached zero.
  • Your active subscription has exhausted its included credit allowance for the current billing period.

Resolution

Purchase additional credits or upgrade to a higher-tier subscription from your billing settings.

Example Response

402Content-Type: application/problem+json
{
  "type": "https://financewizard.com/problems/credits-depleted",
  "status": 402,
  "title": "Credits Depleted",
  "detail": "Your credit balance is depleted. Please add credits to continue.",
  "instance": "/chats/abc123"
}
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